Simplify payments across every rail
Route payments intelligently across stablecoin and traditional rails for faster, cheaper, and more flexible money movement.
The problem
Fragmented infrastructure
Managing multiple providers and rails across currencies and regions increases costs and slows operations.
Beam’s solution
Unified payment orchestration
Run all domestic and international payments through one platform with connectivity to ACH, FedNow, RTP, Wire, P2C, and stablecoins.
The problem
Limited routing flexibility
Legacy systems don’t let you choose the best rail based on cost, speed, or currency needs.
Beam’s solution
Smart routing logic
Move money based on geography, timing, fees, and currency to select the optimal rail for each transaction.
The problem
Slow, delayed settlements
Bank holidays, time zones, and cutoff hours stall global payment flows.
Beam’s solution
Instant, always-on settlement
Use stablecoin rails to bypass downtime and enable real-time payments across borders.
